The distribution phase of retirement is a lot more complicated than the accumulation phase. The decisions we make at this stage in life depend on a multitude of factors including income, assets, health status, life expectancy, family dynamics, life goals, and a lot more.
As professionals, people increasingly will turn to us for expert help in figuring out Social Security’s role in their retirement mix. The reason we can help is that there are very few REAL rules of thumb that apply to everyone when it comes to Social Security.
We typically spend the first thirty years of our adult lives gathering assets which we’ll consume during the last thirty years of our lives. Reaching our 60’s and retiring from work often require us to make a number of important decisions in a short period of time that will impact the rest of our lives.
At S.C. Care we focus on understanding each individual’s specific needs and then educate you on Social Security and Medicare Insurance options available. As licensed life agent/brokers, we are appointed with a number of insurance companies so we can offer numerous products that provide you with freedom of choice that fits who you are. We also assist you with understanding the purpose of long-term care insurance and defining the parameters of a policy that will work for your specific personal and financial needs.
Deciding when to begin retirement benefits with Social Security and Medicare is tricky business and it can get pretty confusing. Questions about Social Security and Medicare affect your financial well-being for the rest of your life. S.C. Care is here to guide you through the process seamlessly.